FHA Streamline Refinance

• Photo ID
• Copy of Note **
• Social Security Card
• HUD1 Closing Statement **
• Most recent mortgage tatement
• Homeowners Insurance Policy Statement
• Property Tax Bill

** Please refer to copies of loan documents you received when your existing loan closed escrow.

FHA Purchase
General Information

• Photo ID
• Social Security Card
• Residence history past 2 years
• Employment history past 2 years

Income & Assets

• Pay Stubs - 30 days most recent
• W2/1099 - 2 years most recent
• Complete Tax Returns - 2 years most recent
• Bank Statements - checking, savings, & money market (last 2 months)
• Rental Income (if using to qualify will need copies of rental agreements)

Liabilities

• Credit card account information, including balance & monthly payment
• Auto loan account information, including balance & monthly payment
• Personal loan account, including balance & monthly payment

Located home & have accepted an offer

• Copy of purchase contract (fully executed)
• Contact information for all parties
• Previous closing statement (if using net proceeds from refinance or prior sale)

Gift Funds (if using gift funds)

• Available from immediate family members only
• Gift Letter signed by both Borrower & Donor
• Copy of cancelled gift check from Donor (if already deposited into borrower's account)
• Copy of deposit receipt